Home for Sale; Owner Bankrupt

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By James A Watkins

I MUST SELL MY HOME

I have to sell my home. I will show photos of it on this page but to appreciate this historic home fully you will need to go to my Hub My Home is the oldest House in Orlando.

These are tough economic times. I have gone completely broke. Just one year ago I was truly blessed with material riches beyond what 99% of the people on this Earth have ever had. I am grateful that I have been able to enjoy this lovely home. I am thankful for the wonderful life I have been granted by God in His graciousness.

The home is located in a great, quiet, safe, old neighborhood just north of downtown Orlando that is undergoing gentrification. It is on a large lot with beautifully landscaped grounds, and has about 4,000 square feet of living space. Half of that space is well over 100 years old; half is nearly brand new. The house is very unusual.

ART FOR SALE

I have a lot of Art for sale, which can be seen in my Hubs Art in my Home; Beauty is the Purpose of Art; Fine Arts; and Rembrandt is my Favorite Artist. I, of course, will keep my Georgia Armani suits and Ferragamo shoes at least. I have mountains of extraordinary books and music I might be able to liquidate.

CAR FOR SALE

Everything I have is for sale except my clothes. I have a 2001 S Type Jaguar V8, in excellent condition, with only 51,000 miles on it. I will try keep my Cadillac CTS-Sport since it is leased. I already sold my Jaguar XKR Coupe 100th Anniversary Model—only 71 made. The most beautiful thing I ever owned.

MY HOME IS FOR SALE

i HAVE BEEN POOR BEFORE

I have been poor before. In fact, most of my life I have been poor. I mention this because since I write about politics from a Conservative perspective, I have many times been accused in comments of not caring for the poor because I am rich. Now, I have never been materially rich, by American standards. I have been rich in loved ones and rich in life experiences.

I eked out a living as a professional musician for twenty years—and I was dirt poor the entire time. When I "retired" everything I owned fit into my car. I never owned a home until I was 41 years old. By the grace of God, I did really well in the automobile business; did really well in the auto parts business; did really well in the computer surplus business; and did really well in the aviation business.

THE INTERIOR OF MY ART ROOM
THE INTERIOR OF MY ART ROOM

I WAS WEALTHY AT ONE TIME

I had an aviation company for 14 years that eventually had 144 employees and grossed $53M our best year—2006. We were in the business jet business. We sold them; maintained them; painted them; refurbished the interiors of them; trained pilots to fly them; sold fuel for them; and provided jet charter services for the rich and famous. Just a few of our clients included: John Travolta; Matt Damon; Van Halen; George Bush; Al Gore; Jesse Jackson; Alex Rodriguez; Orel Hershiser; Crosby, Stills & Nash; Jackson Browne; Willie Nelson; Whitney Houston; Britney Spears; Yanni; General Swartzkopf; NASA; Tommy Franks; Mel Martinez; Mark Martin; Rusty Wallace; Bill Elliot; and Payne Stewart.

CEILING OF MY LIVING ROOM
CEILING OF MY LIVING ROOM

MY AVIATION COMPANY

I won't bore you with all the details but when jet fuel prices tripled in the summer of 2007 our charter and aircraft sales plummeted. 2008 brought the tightening of credit by banks, which in our case meant our $500,000 credit lines vanished—though we had never been late on a payment. So many flight schools went under that banks stopped issuing student loans for nascent pilots; and then several Florida home builders went under—that stuck us with nearly a million dollars of uncollectible accounts receivable.

We were slow to lay off workers, who were all like family to us and depended upon us for their incomes and health insurance. We were saddled with tens of millions of dollars of aircraft inventory that not only wasn't selling—but plummeted in value by 40% as the number of used jets for sale in the world exploded from 1,000 to 2,000. Every service we provided then suffered losses in revenue of about 40%. We were obligated to leases on buildings and charter aircraft of 20 or 25 year terms, from which we could not extricate ourselves. The company went under in February, 2009, and I have not worked since.

MY FRONT DOORS
MY FRONT DOORS

I HAD HIGH HOPES

Into every life rain must fall.  About a year ago, my wife, who was earning quite a good living as a psychologist, matchmaker, and public speaker—was diagnosed with Parkinson's Disease.  She is now largely housebound, being too wobbly to walk in public.  Thankfully, she continued to bring in some revenue through matchmaking until a few months ago—when we were unable to raise $78 to continue her Google ads. 

To get by, I cashed in my IRA and my life insurance.  Those funds have now run out.  On faith, I set out to be a writer, something I had long yearned to do.  This was a good profession for me it seemed since I needed to be at home to help my wife with her daily needs.  A good friend recommended Hub Pages to me as a vehicle by which to establish myself as a writer of talent. 

HUBPAGES

I have now published 110 articles on HubPages that have been viewed by well over 60,000 people; and commented on by over 10,000 people. But my earnings have been very little. I am told that a "blogger" needs 10,000 viewers per day to make a living at it. I am at about 800 per day. But my readership has been steadily growing during these eight months

ENTRANCE TO THE OLD PRINCETON HOUSE
ENTRANCE TO THE OLD PRINCETON HOUSE

WHEN YOU RUN OUT OF TIME

I have run out of time. My home will be in foreclosure if I do not raise at least $4,000 by the 27th of December. My electricity will be shut off unless I raise $1,900 by Monday. My leased Cadillac will be repossessed unless I raise $1,100 by Monday. Some of this I mention because if I disappear from HubPages it will be because I no longer have juice for my computer—not because I have willingly neglected my readers. A month or so ago I had a gentleman who offered to pay me $1000 a week to write Conservative political columns but then he changed his mind.

Let me share with you what happens when you go broke. And this is not so you will weep for me. I am not deserving of any tears. I squandered so much money in the past ten years. I traveled the world; collected art; dressed in all sorts of finery; rented limousines; drank Dom Perignon at Club Paris—I was a big wheel. I am sure there is some schadenfreude in some circles.

Now all I did was not wasteful (in my weak defense). I also gave away 20% of my income to charity—great charities that further God's Kingdom and served the disadvantaged. And I gave my time—even more importantly—to many excellent causes. I never kept track of the 100s, 200s, 500s, and 1000s I gave to my family or friends who were in need. I am quite familiar with the sending procedures at Western Union. And I have no doubt that those poor folks—who some of my liberal critics think I don't know any of—would help me now if they could. But they can't.

CAR FOR SALE
CAR FOR SALE

NOBODY LOVES YOU WHEN YOU ARE DOWN AND OUT

My point is that when your grandparents told you to save for a rainy day; to live within your means; not to buy anything you didn't have the cash to buy: that is golden advice my friends.  My travails are my own fault.  I have been a fool with my resources.  Anyway, here is what happens when you go broke.

Some may have heard the Eric Clapton song "Nobody loves you when you're down and out."  Let me tell you my friends that this is a truism.  A year ago I had numerous "friends" who are mega-millionaires.  They used to call me several times a week just to chat or have lunch.  Since I have been out of work; gone broke; and caring for my very ill wife?  Not one of them has rang my number to see how I am doing or if I need anything.  These are guys who think nothing of spending $50,000 on a weekend in Vegas or donating $20,000 to dig wells in Africa.  My phone doesn't ring anymore.  I am not crying about it. I want people to hear what I am saying. 

Just a year ago, we were invited to the most posh parties in Orlando.  I had so many invitations I could not possibly accept them all.  Now, I am not invited anywhere by anybody.  Let this be a lesson to you my friends. 

Now, I am grateful that two of my old friends have sent me $1000 each—one whom I asked and more importantly one whom I didn't.  Those for whom I no longer serve any useful purpose have forgotten I exist. 

my beauty is gone
my beauty is gone

WHAT HAPPENS WHEN YOU RUN OUT OF MONEY

When you have money but then go broke here is what happens: You run out of food. My wife went out of the house last week, early in the morning and behind my back, for one of the few times in the past year (except for going to her doctors—she not only has Parkinson's but also extreme blood pressure problems; Osteoporosis; and now perhaps Alzheimer's) and came home with a trunk load of groceries from Catholic Charities. If you live in an old house as we do you get rats living with you and can't afford an exterminator. You get mold around your fascia that will ruin your house, which you can't raise $350 to remove. You face constant tension about the electricity, your phones, your computer access, your car and house insurance. You shop for the best deal per ounce of food such as Ramen Noodles. Your light bulbs start burning out and you can't replace them. You worry about feeding your dog. Your clothes cannot get dry-cleaned. You can't get your hair cut. You run out of soap and shampoo. Your car is out of gas. Last week I couldn't raise $10 for the co-pay for a prescription my wife needed and gave the pharmacist a 1921-S Silver Dollar encased in mint condition—worth hundreds of dollars—out of desperation.

WHAT WILL BECOME OF ME?

My credit is ruined. Two years ago I could borrow $500,000 on a signature loan without collateral. Today? I cannot borrow a nickel. I will never be able to buy another house or even a car unless it is at a buy-here-pay-here lot.

I can hear some of my concerned friends ask: What can we do? Send guns and butter! My poor friends all I ask for is your prayers. My readers, all I can ask is this: I have 800 daily readers. If each of you could get 10 of your friends to start reading my Hubs I would have 8,000 readers a day, and might make it through writing.

I am not without any plans. I have a plan to start producing film documentaries with a friend who is an outstanding producer and director if we can get maybe $150,000 of funding for our first three projects. I am looking for a literary agent who might obtain for me a $25,000 retainer to finish my book about the ramifications of the Woodstock Generation on our society. Or I can go to work for someone. What can I do? I can do anything. In my life I have been a record-shattering salesman; I am an able administrator or manager; I can do public relations to beat the band; I am an excellent controller; I know marketing like the back of my hand.

I have faith that God will take me where He wants me to go. Like St. Peter, it may not be where I want to go. What will become of me? I do not know. I may become a vagabond upon the Earth.

Comments

James A Watkins profile image

James A Watkins Hub Author 10 months ago

Fluffy77— Yes, I appreciate your message of pulling together and putting aside our differences. I thank you for wishing me luck. Life is an adventure and we just don't know where we will end up. Good of you to come and offer words of encouragement. :-)

Fluffy77 profile image

Fluffy77 Level 3 Commenter 10 months ago

In our very tough economic times this is happening much too often here too. We need to pull together more and put aside silly differences to make everything come out the way it is meant to, in the end I wish you all the luck whatever happens either way.

James A Watkins profile image

James A Watkins Hub Author 10 months ago

Peter Syke S. Pineda--- Thank you so much for posting your wonderfully gracious and prophetic message to me. I agree with you 100 percent. I have been humbled but it was long overdue. I know many people in the same boat right now. Hopefully, our nation will heed your message and come back to God as a country. The US needs to recognize the giver of its bounties.

Thanks again for your visit. You have lifted my spirits.

Peter Syke S. Pineda 10 months ago

James we are all experiencing that kind of situation....the trouble is that if we are bless with so much wealth, we often times forget the giver and before we knew it all the possession are all gone. God is just telling us that we forget Him because of the riches He gave us. Luckily He still wants us to wake up.....that's why He took back all the material things so we will call Him again. Don't worry James I know that God will give you back all your heart's want. With all my prayers to you and to your wife. Your the modern Job in the bible.

James A Watkins profile image

James A Watkins Hub Author 11 months ago

ChristineVianello— You are welcome. Thank you every much for your blessings and prayers. I appreciate your encouraging words.

ChristineVianello profile image

ChristineVianello Level 1 Commenter 11 months ago

God bless you and your wife.

Thank you for sharing your story. Glad to hear all is doing well for you now. I will keep you in my prayers. Your positive attitute is inspiring.

James A Watkins profile image

James A Watkins Hub Author 14 months ago

Nell Rose— It is what it is, my dear. I am staying in a cottage in the northern woods of Michigan. It is primitive but I am happy here. All the stress I lived under for years is gone. I am relaxed. I have some semblance of peace of mind. I am ruined. But I am OK. Thank you ever much for your concern. You are a good egg. :D

Nell Rose profile image

Nell Rose Level 8 Commenter 14 months ago

Hi, James, like Martie I didn't realise you had so much trouble going on, until a certain hubber followed me and I went to check her out. suffice to say I didn't follow her back! is there anyway that you can stay with relatives? it seems that the people you helped over the years should be willing to give back a bit, not necessarily money but somewhere to stay? and I hope your wife is coping okay, my dad had parkinsons, so I know what it's like. Good luck, and I hope your troubles will soon improve, take care nell

James A Watkins profile image

James A Watkins Hub Author 14 months ago

MartieCoetser— Thank you for your kind words. I sincerely appreciate the best wishes, empathy, peace, love, and prayer. This Hub was written a year ago. Things have gone downhill since then. But I do not feel sorry for myself a bit, nor do I seek sympathy. All I feel now is thankfulness for the full life I have lived.

I agree with you that "Sometimes we have to loose everything in order to learn what He wants us to know."

Amen!

MartieCoetser profile image

MartieCoetser Level 8 Commenter 14 months ago

James A Watkins – I was not aware of your unfortunate circumstances - my comment 'on the other hub' is of no relevance to you or your situation. I wish you all of the best and pray that God gives you all the strength you need to walk on the surface of this awfully stormy waters you are currently in. You have all my empathy, and I know God will give you the outcome YOU need to get closer to Him. Sometimes we have to loose everything in order to learn what He wants us to know. Love and peace from me to you.

James A Watkins profile image

James A Watkins Hub Author 14 months ago

Tim— I see that. Thank you for the tip off. It hurt me to read.

Tim 14 months ago

I believe that someone wrote a hub about this hub!

http://hubpages.com/hub/The-Good-The-Bad-and-the-U

James A Watkins profile image

James A Watkins Hub Author 14 months ago

tonymac04— Thank you, my friend, for the empathy. Times are very tough. She is much improved though and I am thankful for that.

It is gracious of you to offer your warm words here, Tony. I'll not forget it. I appreciate the good man that you are.

Love and Peace back to you

James

James A Watkins profile image

James A Watkins Hub Author 14 months ago

breathelife— Thank you for reading my story, T. I truly appreciate your prayers, blessings, and encouragement. Times are tough. But I have learned a lot from these tough times. It is my own fault I am in the shape I'm in. Life always comes around to collect its debts.

You are welcome. And I welcome you to the Hub Pages Community!

tonymac04 profile image

tonymac04 Level 1 Commenter 14 months ago

So sorry to hear of the difficulties, James. Times are hard and it's really hard to keep going. I know.

Glad to hear your wife is a bit better - hope she continues to improve.

Strength to you and you are in my thoughts, indeed.

If I was able to I would certainly like to help more materially, but as I'm on the other side of the world I guess my thoughts are all I can give at this stage.

Love and peace

Tony

James A Watkins profile image

James A Watkins Hub Author 14 months ago

Alexander Mark— You are most welcome, my friend. No bills are being paid. The home is in foreclosure, the vehicles are gone. But I am making a little money from HubPages. Thank you for your concern and prayers. :)

breathelife 14 months ago

James;

I just stumbled on to Hubpages.

I think that we can all learn a tremendous amount from

you. True, many of us in this world are going through terrible times financially and otherwise, but really what does it mean to lose your home, your cars and whatever other possessions, if you don't have our Lord and Savior to help us through. You're a strong man James, extremely intelligent, and you have God with you in this trial, and you have definitely not forgotten that.

I need to take mental note of your character right now..with stuff I'm going through. Thank you for sharing all that you're experiencing, and I pray for you and for your wife, for her restored health and abundant blessings to pour over you both. T

Alexander Mark profile image

Alexander Mark Level 6 Commenter 14 months ago

Man, I had no idea you were in such dire straits. Glad you are still typing away so apparently some bills are being paid now? I keep you in my prayers my friend. Thanks for the upbeat hub.

James A Watkins profile image

James A Watkins Hub Author 16 months ago

FloBe— Thank you, my dear. I am grateful for your gracious words of encouragement, and for the prayers especially. God's Will be done.

FloBe profile image

FloBe Level 1 Commenter 16 months ago

So many people have spoken words of encouragement and I want to add my "amen" to them. You and your wife are in my prayers and I'm thankful for the things you have shared so openly and honestly. You have also been an encouragement to me and I thank you. When all things seem most dark, God brings us into His light...I will trust Him to bring you out of this dark place.

James A Watkins profile image

James A Watkins Hub Author 16 months ago

reversecharles— I did kind of leave myself wide open here. I'll do that once a while. I surely appreciate your note of encouragement, brother. I am carrying on as best I can. Thank you for reading my story and for your gracious words.

reversecharles profile image

reversecharles 16 months ago

powerful story and i appreciate your willingness to expose your life. from here you can and will rise from the ashes. I want to encourage you by saying this: there are those that have struggled with more than what you wrote above and have overcome, i dont say this out of a lack of compassion, but rather to bring perspective so that you can understand that your life/destiny neither that of your loved ones is done until God says so. Keep pushing and persevering.

James A Watkins profile image

James A Watkins Hub Author 16 months ago

Writeme ASmile— Actually, since I wrote this she has improved greatly. The main problem was overmedication. I am sorry to hear that you are in the same boat. What publisher did you use? I am working on my first book, a social and cultural history of the United States during my lifetime (1955-2010). I saw Pastor Osteen in person once and his message was very uplifting and very well received. I will check out that book. Thanks for that tip.

I appreciate your gracious comments, and the love. Thank you for being an encourager. God Bless You!

Writeme ASmile profile image

Writeme ASmile 16 months ago

James,

I am so sorry to hear about your wife. Stay close to her and God will get you through. Reality really does bite! This is the first time in my life, I see forclosure hit my door, too. We didn't squander; just became jobless, tons of student loans, and a disabled husband. I gave up for a long time on this life and now I just take one day at a time. However, I had been writing a book on the side for a few years, finished it, had it published, and the publisher never marketed it. That book was Serving up the Soul at the Kitchen Table by Hattie Eation. I am writing the sequal to the story and hope to sell it, soon. The people who did read it, loved it and want the sequal to find out what happens to my characters. I would just like someone in power to push my novel. I know it is a well written fiction light-hearted romance. You,too, have to remember, if you have made good investments in your career, you will again,friend. People like us can't be kept down. That's not in God plan. By the way read: Become a Better You by Joel Osteen. This book will put a lot of things in perspective for you. I don't care that we are broke and I don't know where we will end up, but I do know that His eye is on the Sparrow and I know HE watches over me. Much love to you and your wife.

James A Watkins profile image

James A Watkins Hub Author 16 months ago

quotations— Thank you for reading my Hub. I appreciate your warm words of empathy. We shall see what we shall see.

James A Watkins profile image

James A Watkins Hub Author 16 months ago

Steve— Thank you very much for your gracious compliments. I missed your comment earlier as it was in my "spam" folder for some reason. It shouldn't have been.

quotations profile image

quotations Level 3 Commenter 16 months ago

Dear James, I found your hub really moving. I sincerely hope that things work out for you and your wife.

James A Watkins profile image

James A Watkins Hub Author 16 months ago

Marie-Renee— Thank you for taking the time to read my story. And I most appreciate your prayers. I am truly blessed with many wonderful friends. Things are getting better. I will tell my father what you said. If I served as a small inspiration for others then this was well worth my time to write. I so appreciate your warm, gracious, encouraging words.

Marie-Renee profile image

Marie-Renee Level 2 Commenter 16 months ago

I just read this hub and I am in awe with your faith and resilience, the HP community's support, and simply everyone who has shown their support with what you have been going through. I also do not have much in wealth but I know that the best I can offer you are my prayers. I hope and pray that everything is getting better for you and your wife and your whole family, with the Lord and your faith there is no going down or worse anymore. I believe you are far richer than others because you have lots of friends..real friends whom you may never have met but have shown you that you can depend on them. You are an inspiration as much as the other Hubbers who have commented here are for me. God Bless! PS..I hope your father was able to understand where you were coming from when you wrote this hub. Please tell him your story has served as an inspiration to a lot of people.

Steve 18 months ago

Wow you really took this empty hub and created something rather exceptional. Hats off to you sir.

James A Watkins profile image

James A Watkins Hub Author 18 months ago

dugger62— Thank you so much for your prayers. I simply love your note. It is full of wisdom and encouragement. I surely appreciate your warm words. God Bless You!

dugger62 profile image

dugger62 18 months ago

James, I pray for blessings to you and your wife. Where one door closes, another opens. Many doors are closing on millions of people James. When I was a child, my mom left my dad. There was 4 of us girls. We walked for miles till we reached my Grandpa's and Grandma's. The next day we started cleaning out an old barn to live in. It wasn't much, but to us it was home. The only thing I hated as a kid was going out in the dark to the outhouse to potty. I was always scared of getting bit on the butt by a spider or snake-lol. Any way- to be honest I miss those days. I may sound crazy, but it was those days which taught us that love was more important then anything a person could ever have. May Yahuwah and thru his only begotten Son Yahuwshuwa bless you and yours always.

James A Watkins profile image

James A Watkins Hub Author 18 months ago

Charles James— Thank you for coming back. I appreciate your affirmation and encouragement. I haven't been reading Hubs lately as I am immersed in writing my first book but I'll cut out a day soon to read Hubs and you will be at the top of my list.

Charles James profile image

Charles James Level 2 Commenter 18 months ago

I forgot to mention your character and religious and political keels - a great help in time of trouble.

Good luck with whatever you do.

James A Watkins profile image

James A Watkins Hub Author 18 months ago

Charles James— Your first paragraph expresses a profound truth, my friend. You are surely correct that if I ever have wealth again—a difficult proposition since my credit is ruined—I will spend it far more wisely.

Thank you for your kind regards. I enjoyed your keen insights.

Charles James profile image

Charles James Level 2 Commenter 19 months ago

For many people their personal identity and the business they run are so closely linked that when the business goes the personal identity is severely shaken.

One can analyse how it happened and why it happened but it still hurts. Six years on there is not a day goes by when I do not think about what was.

Fortunately you have the intelligence education skills and relative youth to make a decent life again. But when you can afford champagne again I suspect you will be more careful who you share it with, and a lot slower to regard someone as a friend.

You will rise again. I hope for you it happens soon.

James A Watkins profile image

James A Watkins Hub Author 19 months ago

Kamran100— Thank you for saying so!

James A Watkins profile image

James A Watkins Hub Author 19 months ago

Baileybear— Things are OK. I am up in the woods writing my book. My home is being foreclosed. I'll sure miss it. I am sorry to hear that you have also lost your home. And health problems have to be far worse than any material objects. I agree with your encouraging words. I'll be coming over soon to read your Hubs.

Kamran100 profile image

Kamran100 19 months ago

Nice hub.

Baileybear profile image

Baileybear Level 4 Commenter 19 months ago

It's clear that you are still here since writing this hub. How are things going now?

I applaud you for your courage in sharing your predictament. I've never had a lot of material wealth, but I have lost my modest home and suffered years of health problems.

What does not break your spirit will make you stronger. So many things in life are unfair. But I see you emerging from this a much stronger person.

James A Watkins profile image

James A Watkins Hub Author 20 months ago

Lee B— There are plenty of people in trouble right now. I totally am with you in this that you wrote:

"Sometimes I regret wasting so much money in the past--but I had so much fun!"

Yes. There it is. We are getting by. Your Hubs about living on your boat are fascinating. Thank you for this visit and your comments.

Lee B profile image

Lee B Level 2 Commenter 20 months ago

James, I had no idea as I had only read your more recent hubs. I'm also amazed by the comments here that show how many people are suffering financially and with serious health problems. My husband and I also have suffered a "reversal" and now make about a quarter of our previous income. Sometimes I regret wasting so much money in the past--but I had so much fun! I'm not sure I'd do anything differently even if I had a chance. The up side is that having so little income sure helps me keep my priorities straight!

I hope things are getting better for you and your wife. My thoughts are with you.

James A Watkins profile image

James A Watkins Hub Author 21 months ago

Doppleganger@gmail.com— Your email address looks vaguely familiar but I cannot figure out who you are. James freakin Watkins!? Obviously, you know me if you know my middle name. :D

You are surely right that the downs contrast the ups and enable us to appreciate the ups far more than we would otherwise. I am loved and blessed, that's for sure. Thank you for writing this note of encouragement. It is well received.

Doppleganger@gmail.com 21 months ago

I know you, you never fail...life wont allow such a thing! You are James freakin Watkins! your are blessed, you are loved, you are remembered and you survive! You make people smile, you care for everyone you meet, you love unconditionally and you are stronger then any person i have ever met. Tell your beautiful wifely she is missed and you are both loved. Take care of each other. Without the downs the ups are less appreciated and often over looked. Blessed be.

James A Watkins profile image

James A Watkins Hub Author 21 months ago

ALL4JESUS— Nancy is doing much better, healthwise, lately. I haven't made any money to speak of yet but I'm working on it. Thank you for your kind comments, and for your blessings and prayers. Much appreciated.

James A Watkins profile image

James A Watkins Hub Author 21 months ago

magnoliazz— Thank you for the solid information. I'm off to read your Hub now! :D

ALL4JESUS profile image

ALL4JESUS Level 1 Commenter 21 months ago

My prayers are with you. An update of what you are doing, how your wife is and what helpful hints for money making tips worked the best for you. You are very special. Your children are beautiful and a great blessing - from another Hub I read. God bless you and your family. Proud to be one of your thousands of fans.

magnoliazz profile image

magnoliazz Level 4 Commenter 21 months ago

My new hub "The Number One Moneymaking Business In America" is hot off the press!

With your business experience, you would have no problem running a home care business.

Florida is also a good state for this kind of thing. I wish you and your wife well.

James A Watkins profile image

James A Watkins Hub Author 21 months ago

magnoliazz— I read your Hub about living in your car quite some time ago. I am very interested in the Home Care Business. Let me know when you get that Hub done. I know, with what you've been through, that you can empathize. Thank you for coming by to offer good ideas and your understanding. You are a fine lady. I appreciate you.

magnoliazz profile image

magnoliazz Level 4 Commenter 21 months ago

This hub puts a chill down my back. I could tell by the quality of your hubs that you were no ordinary guy.

I know...kind of , what you are going through, and how you wake up in the middle of the night and wonder if you will even be alive a year from now and what your circumstances will be. Money problems....are the worst!

I have had health problems and ended up homeless because of it. You might want to check out my hub..."I Was Homeless and Lived In My Car"

I ended up on social security disability, but once I started getting better I went back to work in the Home Care field.

Living in Florida, you could set up a Home Care Agency, and make a very good living, you might even be able to make more money than you did before. With all the baby boomers getting older, this is the way to go. I am going to write a hub about getting started in this business, and you don't need a lot of money either.

Now, on to your wife...she needs to apply for soicial security disability! Don't feel bad about it, she is not well, and this is survival. You paid in all those taxes, now you need some help! Don't listen to the horror stories about how people get turned down, its not true. Everyone gets turned down once, after that, if you really have a serious problem, you will get on it. I waited way too long to apply and went through almost 2 years of homelessness for my stupidity.

Once your wife gets on this, she would be eligible for a grant to start her own business to be gainfully employed. If you set up a business in her name, you could run it for her if she is too ill to do that.

And last but not least, my prayers are with you. Actually, your story scares me...I had no idea how bad this recession/depression really is! The media is not covering this at all. Your story should be on 60 minutes.

James A Watkins profile image

James A Watkins Hub Author 23 months ago

Neil Ashworth--- You are welcome. Thank you for coming by to visit and leaving your fine comments.

Neil Ashworth profile image

Neil Ashworth 23 months ago

This is good information and an interesting topic to write on. Thanks for sharing your knowledge.

James A Watkins profile image

James A Watkins Hub Author 23 months ago

TRACIE'S TALKING--- Welcome to the Hub Pages Community! Thank you for this visit and for your comments.

I am well pleased to hear from a kindred spirit. And it's not just us in this boat. I personally know many people sharing this ride with us right now. I look forward to reading your Hubs. God Bless You.

James

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TRACIE'S TALKING 23 months ago

Dear James,

Please don't be mad in what I have to say about the article I just read about you losing everything...but, I can't help finding myself laughing hysterically while reading your article! [EXCEPT FOR THE SAD PART ABOUT YOUR WIFES HEALTH-THAT I DON'T FIND FUNNY AT ALL!!] Outside of that..Moving through it I laugh harder and harder! Not at you persae, but for the meer fact that I too am at this same crossroads and find myself selling what I can quickly to see if I can bail myself out!! I am scared to death! Our credit too is literally destroyed! We too will never own for a very long time once we sell our home. Now, I haven't nearly as many riches as you do, however a lot of acclamated pleasures and hard work to boot! As I do empathize with you, I find myself feeling relieved to know that I am not in this alone and that the reality of it is..hearing someone elses story so close to mine is giving me comfort to know someone can relate in the same mind set that I have been!

While viewing your page, I also find it so very interesting you have many of the same interests that I do. Awesome! I can honestly say I believe you have found another niche in life. That is being a writer. If you would like some additional sites to do some freelance writing for, please contact me and I can see what I can provide for you to make some money at a quicker pace. (I personally am considering it, I currently know someone who does it too.)

It appears that you find strength in the Lord. I figure God has a plan for us that doesn't include our riches here on earth! God blessings to you and your endeavors (and mine)as you travel back to what you probably knew once before.

Sincerely,

Tracie's Talking

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James A Watkins Hub Author 23 months ago

Cheeky Girl--- We knew you were touched! :0

I'm just kidding. You are truly welcome.

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Cheeky Girl Level 5 Commenter 23 months ago

Thankyou James and Allie for such nice comments! Gosh people, I am touched! : )

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James A Watkins Hub Author 24 months ago

Allie8020--- If Cheeky Girl has a huge heart and is sooo smart then I am pleased to make her my friend, too. I'll go read some of her Hubs and your Hubs.

allie8020 profile image

allie8020 24 months ago

Hi James,

I was just checking this hub to see if I needed to respond to your last comment. Yes, I will get off this hub and visit your other hubs.

I did re-read your "It's My Birthday" hub. I just love... love... love... the way you write.

I just wanted to point out that "Cheeky Girl" (her comment is shown above) or Cassy is my friend and favorite hubber. I think she is an amazing person, too. Just like you, she has a HUGE heart and she's sooo smart!

I think finding my favorite writers on the same page is the coolest thing ever! I think you and Cassy are the MOST GIFTED writers here on hubpages.

I shared the screenwriting idea with both of you because I sincerely think that the two of you have them most promising future as writers or whatever else you might decide to do.

Here's a guide about screenwriting that might benefit you also: so, please cut/paste the URL: 10dayscreenplay.com

Since Cassy will be back here, I'll leave a short note for her. James, I apologize; this is probably really bad etiquette.

Cassy, dahlink... I haven't updated my profile, but I will. I'm just not getting much sleep and I feel too groggy. I'll workout and/or nap later; maybe I'll feel better. I don't know if you have seen the links for the free tutorials; I also shared them with James. I was very impressed with the material presented and I think both of you can really benefit from the info. I'll try to email the links to you. If I'm not able, please go back to my blog comments: please cut/paste the URL, easy-ways.com/about/my-story/

Cassy, I think you'll be blown away by James' hubs. If you happen to be liberal, you can either avoid the hubs with conservative-sounding titles (this is what I have done, so far) or you can read his advice to me (read his comments above) as to which conservative hubs to read first. I think you'll agree with me that he's an amazing writer.

James, these are my favorite hubs written by Cassy: First, Second and Third Encounters. These 3 hubs have drama, lust, romance, fighting, suspense and a love story.

Have a wonderful day, James and Cassy -- huge hugs to you!

:) Allie

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James A Watkins Hub Author 24 months ago

Cheeky Girl--- You know, it has been quite a ride. America is indeed the land of opportunity. I think I have one more comeback left in me. I so appreciate your gracious remarks. And I thank you for your thoughts and prayers.

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Cheeky Girl Level 5 Commenter 24 months ago

I am stunned reading this hub. Wow, you have lived a very incredible life. Why the heck haven't I read your hubs befre this, James. You sound like a very interesting person. You will come back from this, I don't doubt it. The financial downturn will slow things down for you. But it won't stop you. America is the land of opportunity, and chance favours the bold. You are what I call a dyed-in-the-wool American. And people should not scoff because you spent lots of money. My boss spends lots of money but he also earns it and he creates business and wealth and opportunities for others. He is allowed to spend it on what he wants. Money is useless if it isnt used. I wish you success. You and your wife are in all our thoughts and prayers.

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James A Watkins Hub Author 24 months ago

allie8020--- I just now did check my emails and I saw you thoughtful tips. I am going to check out those links and see what it's all about. I will also check what keywords you used in your bankruptcy Hub. Thank you for your generosity. And you are welcome. I hope your day is one of your best yet.

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allie8020 24 months ago

Hi James,

Yeah, the keywords and tags you use will affect the adsense for your hubs. For this hub, you could add the word "depressed" to your title. And you might get higher-paying adsense.

If you check your email, you'll find the links I sent you. Please watch the free tutorials. I think you'll be happy with what you'll learn.

BTW: I have a bankruptcy hub. If you want, you can borrow the non-medical bankruptcy keywords or key phrases. You can use my tags -- they should trigger higher-paying adsense. I've already done the keyword research.

Thanks again for your kind words.

I hope my comments are still making sense. I'm starting to get too sleepy.

Goodnight, James! Have a wonderful day!

:) Allie

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James A Watkins Hub Author 24 months ago

allie8020--- You're quite welcome. I did not know about the Adsense words. I've never looked at those. That is quite interesting. Maybe I should write about depression. :D

I enjoyed reading your commentaries above. I read them twice. You make good sense in what you say. I wish all the success as a writer and I appreciate you sharing your insights with me here.

allie8020 profile image

allie8020 24 months ago

Hi James,

Ahhhh! So, that's what you're doing with your conservative hubs. I couldn't really tell from reading the titles.

You're providing a great service to the community by educating people about problems in our society -- especially if you also offer potential solutions. It's not different from what I'm trying to do: educate people about health problems and offer potential solutions. I agree with you. It's very important for people to question and understand their own beliefs.

I will read your conservative hubs in the order you suggested above. I won't do it right away because I'm preparing for my trip to LA and trying to meet my deadlines at work as well as doing some online work. But, I will do it. Thanks for the reassurance that my head will not explode. Hmmm... isn't that interesting that you have not offered me any reassurance about potentially high blood pressure or machine-gun pressing of buttons. Very clever, James! :)

I suspect that I might be more moderate in my views that I realize. Reading your conservative hubs may give me more insights about my views. I am very tolerant of people and our differences. However, I am very intolerant of idiotic choices or people who waste our precious resources. Many of our government systems are broken. The problem is that they were created by well-meaning people for a different time. They need to be re-evaluated and fixed to make them more applicable for what is currently relevant in our society. I don't particularly care who fixes them -- Republicans or Democrats. I just want them fixed by the best people for the job. Meg Whitman, is a Republican candidate for governor of California. I like her ideas about fixing the welfare system and I may vote for her if she's the best candidate for the job.

I'm sorry, James. I was not at all suggesting that your writing is negative. I think I was just talking about myself being a positive person; so, I tend to write in a more upbeat, positive point of view. In terms of adsense, positive words like "happiness" pay about 4 cents while "depression" can pay 40 cents or even $4. That's what I meant by positivity not selling or not paying well. So, I've been using more negative keywords in my hubs to get more high-paying adsense.

You're welcome and thank you for your kind words. I will stay positive, but my articles will have more negative keywords. I really appreciate your gracious response to my comments.

:) Allie

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James A Watkins Hub Author 24 months ago

Allie8020--- I do not view any of my writings as negative. If I point out problems in society the solution is always right in the same story and to solve the problem is positive, ultimately. You're funny! I don't think your head will explode. Maybe if you read "Partition America" that might be a good starting point, or my Hub simply entitled "Conservative." One of my most important, I think, is "The Progressive Movement" because many so-called Progressives have no idea where their beliefs originated and they should know. It is important.

Thank you for your kind compliments. I would stay positive. It is an endearing attribute.

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allie8020 2 years ago

Hi James!

I'm glad I didn't offend you... so far. It still looks like I'm always in the vicinity of doing that. So, just in case... I apologize in advance.

About this comment: "controversial topics can really help increase your page views. That's why I think you would be great. For me, it was difficult to get people upset writing about happiness, health and wellness"

: ) You're welcome! I meant that in the NICEST way! I swear! It takes a lot of talent to evoke sooo much emotion. And you have that amazing talent! I'm actually quite envious. Since I like to write about happiness, health and wellness... well, I'm screwed! I'm a positive person and positivity doesn't sell. I have been trying to inject more negativity in my writing. And now, I'm going to be writing about controversial topics, too. I'm so happy about that!

Confession: I have read your great hubs on Gender & Relationships as well as Pet & Animals, but I have not had the guts to really read your conservative hubs. I'm really afraid, James. These thoughts cross my mind: Will my head explode? Will my blood pressure get dangerously high? Will you press buttons I didn't even know exist?

I don't think I really understand how people view conservatism and liberalism in America. So, I don't understand why conservatives and liberals demonize each other. Frankly, I think both sides give far too much credit to people that don't take the time to really educate themselves about issues. I do my best to avoid heated discussions that do not involve much logic. IMHO, it is not wise to battle wits with people who are unarmed.

Thank you for your kind words, James. I do think you're a good man... a sweet and kind person. I think people sense that you have a good heart and that's why your readers respond to you.

:) Allie

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James A Watkins Hub Author 2 years ago

allie8020--- Not in the least did you offend.

"controversial topics can really help increase your page views. That's why I think you would be great. For me, it was difficult to get people upset writing about happiness, health and wellness"

That's funny! Thanks . . . I guess. :D

You are a sweet and precious lady. Your kindness to strangers has been duly noted.

allie8020 profile image

allie8020 2 years ago

Hello James,

You're welcome... my conservative friend! And I'm glad I didn't offend you.

Yeah... writing is a pleasure for me, too. I think technical writing has the best potential for a six-figure income. But, hubpages.com and examiner.com can bring in some money.

I've only been writing for hubpages for over two months. After I signed up for this site, I was writing mostly for examiner. So, I have been paying attention to what the expert hubbers have to say. For maximizing your income, Mark Knowles has great ideas. Please check out his hub: "Making Money Online – Three things that have worked for me at hubpages." Here's the link: http://hubpages.com/t/987ea

For examiner.com, controversial topics can really help increase your page views. That's why I think you would be great. For me, it was difficult to get people upset writing about happiness, health and wellness. However, I was able to drive google traffic due to SEO -- it was as much as 75% of my traffic.

After I write about 50 hubs, I will start writing for examiner again. I think I finally have a controversial topic. I wrote about a study on the irreversible effects of marijuana on the brain of teens -- and I really upset some marijuana supporters! Finally! When I go back to the examiner, I will be writing more about marijuana and addiction.

Let's upset some people, James! Ka-ching! :D

Allie

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James A Watkins Hub Author 2 years ago

allie8020--- I was not the least bit offended. I appreciated all of the great information, ideas and tips you shared with me.

You know, I hadn't thought about selling high end medical equipment. That is a great idea and I am sure it is lucrative. Thank you very much for that. But if I could make six figures writing anything that is definitely what I would prefer as I absolutely love to write and use language. Any kind of writing is a pleasure for me. I have heard of examiner.com but I've never been to their site. I will go their shortly and check it out upon your recommendation. Thanks again. This is what I needed--some good ideas. Ka-ching! :D

Thank you my liberal friend!

James

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allie8020 2 years ago

Hi James,

You're very welcome! I was worried that I would offend you. Since you had an aviation company, the low level and even executive health care jobs might have been insulting. But, I was really just trying to suggest something that could bring money quickly without you having to leave your wife for too long. You do seem to get that I have the best of intentions, but I do apologize if I have insulted you or made you feel bad in any way. That truly was not my intent.

Thank you for your kind words. I'm happy to try and help another caregiver. I find it very interesting that you picked up on something that I just mentioned in passing. Yes, I am dealing with caregiving issues as well.

The challenge for caregivers like us is to find a well-paying job that we can do pretty much at home. I think I actually have that. I have a job that pays about six-figures, if I want to work full-time. However, I need the extra time off more than the money. So, I work about three days a week. In addition, I also take about one week paid time off every month. Sounds great, doesn't it? But, there's a punchline. My Mom doesn't want to move to the San Francisco Bay Area, Northern California. So, I may have to give up what I have in order to move to Southern California. It has been a huge emotional decision, but I think I have decided I am willing to risk losing what I have to help my family further. I do have 2-3 months to prepare for all this. In 2 weeks, I'll be in Los Angeles to check out job prospects and living arrangements.

You mentioned in your comments to Observer that you "have had serious moments of utter depression and helplessness." Dear James, do hang in there! My heart aches for you. You must not give in to despair. You may be surprised as to what is just around the corner. You must stay strong long enough to receive the rewards that you so deserve... for what you've been going through. Besides, there's Mrs. Watkins who depends on you.

BTW, if your wife is ever a danger to herself... please call 911. It is an emergency and she needs to get help ASAP. Being a psychologist is not going to be much help for her... if she is the patient.

I'll end this comment with, hopefully, some helpful income-generating ideas:

* Since you were a record-shattering salesman, you may be able to get a job -- working at home -- selling super-expensive medical devices, medical equipment or dental instruments for lucrative commissions. There are also marketing jobs for hospitals and healthcare companies that you can do mostly at home. At some point, you may need to get some help from other family members to care for your wife. If you're interested, visit craigslist.com for info on job openings.

* You're a very skilled writer. I wonder if you would be interested in doing freelance technical writing for tech companies (which can start at 6-figures) or grant-writing for non-profits. Again, visit craigslist.com for info on job openings.

* Since the offer for writing a conservative political column has disappeared, how about doing a political column for examiner.com? You have to apply, but I think you can easily get it. You will not get paid a lot right away, but I think you can generate more income there compared to hubpages because they pay per view. Besides, you can continue writing for hubpages.

Since you're able to develop a good following pretty quickly, readers for your column can really help you generate income sooner rather than later. If your readers love you, you get paid. If they hate you, you get paid. What are the odds that you'll piss off a liberal -- like myself? Very, very high! Ka-ching! I already see those page views skyrocketing.

BTW, being a liberal to me just means accepting people just the way they are. All opinions are valid and deserve respect -- no matter how annoying they are.

I'm sending you my most positive thoughts, James -- my favorite conservative!

Your liberal friend,

:) Allie

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James A Watkins Hub Author 2 years ago

allie8020--- I can hardly believe what a sweet and kind person you are to take this much time to help a total stranger while you yourself are taking care of a mother with cancer and brother who is disabled. I am blown away by your graciousness. Furthermore, your ideas are awesome! I never thought about going into health care but it is unquestionably the booming field of our times, despite the economy. Thank you so much. I will keep this note and always remember you.

allie8020 profile image

allie8020 2 years ago

Hi James,

I'm sorry you're going through such a difficult time. My family went through some financial reversal; so, I have some understanding of your pain right now. My parents were founders of a school and had a transportation business as well as lots of commercial real estate when they split up. They were great business partners together, but things went downhill very quickly after they split up.

My Mom had some inheritance, but she did not want to "cash in" because my grandmother was still alive at that time and it would have been uncool. In my family, real estate and other assets are divided up decades before death. So, it was an honorable thing that my Mom did... but, it caused us to struggle financially. What made matters worse is that after my mom and dad's split, my Mom's half of stuff burned to the ground after a huge fire. So, we were left with practically nothing.

In addition to financial distress, there are emotional and psychological distress associated with losing a lot of money. For our family, I think the shame of losing money, power and status was part of the decision to move to America.

To make a looong story short, we struggled further after we moved to America.

The big surprise about that period in our life is that I think it was the best thing that could have ever happened to us. Why? It was a chance to re-evaluate our priorities in life and figure out what mattered most. This precious chance for a "do over" was a crucial moment in our lives for authentic happiness.

I realize that it's too hard to appreciate any of this during this painful time in your life. But, you may look back at this moment some time later and have a totally different perspective on things.

Anyway, I have a very different reason for this very long comment. I have some ideas that may be helpful to you...

* You may be able to save money for your wife's medicine. Check out DiamondRN's hub: "What Can You Do When You Don't Have Enough Money for Food and Medicine."

* If you want to get free food, google "food bank" and other related services in your area.

* You family might qualify for other free services due to your wife's illness. If you're interested, visit fcoa.org (Florida Council on Aging) and check out the links for resources. You can also call (850) 222-8877 for information on other services they might have available for you. You can ask for a brochure that they give away.

* About the potential Internet connection issues you mentioned... If you have a laptop, you can get free Internet connection by "borrowing" some of your neighbor's WiFi. You have to get a wireless PC card to do this, but you can probably go to craigslist.com for a cheap used one. You can also go to the library for free use of their computer and Internet usually for one hour. Alternatively, some universities, airport, hotel or Starbucks nearby might offer free WiFi.

* In terms of making enough money from online writing or marketing, I'm sorry to say that it usually takes a lot of time and skill to be able to do that. Even a lot of traffic may not bring in money quickly enough. So, getting a job or getting money some other way is the real solution.

* To get a paying job right away, healthcare is probably your best bet. It's not glamorous and it won't pay a lot of money, but you can get hired and possibly even work the same day or within a few days.

* Go to yahoo.com and click local. You can input your city or zip code and use the keywords: “health care”, “healthcare”, “nursing center”, “nursing facility”, “convalescent”, “home health”, “home care”, “private duty” or “senior care”.

The easiest job to get will be one that involves providing transportation and companionship or doing errands for an elderly or disabled person. You probably will not qualify for a job involving hands-on personal care. In California, you need to have a certificate for that, but I don't know the regulations in Florida. You will be asked about your experience: tell them you have experience caring for your wife who is ill.

The advantage of getting a job in a private healthcare company is that you can, hopefully, have some money coming in quickly. The other advantage is that you can control your hours and continue your job search for a much better paying job.

If you end up getting a job in a nursing center, facility or convalescent hospital, that's going to be much harder work than a job in a private healthcare company. Why? You will have many patients (8-12 or more) instead of just one. The advantage is that they can train you and you might be able to get a certificate as a nursing assistant.

* Your skills as a Controller and other business-related skills (which you didn't mention) can help you get a job in other industries. I'll talk about healthcare again because that's what I know. I used to work as a Director for a hospital. These days, I see patients a couple of times a week as a Case Manager. I can work a lot more, but I'm happier not stressing. The short version of a very long story is that I have a lot of responsibilities: I help my Mom, who has cancer, and I'm responsible for my disabled brother, who is in the hospital.

Healthcare, as you know, is going through a lot of changes. So, any organization will need a very skilled business leader. Check out the smaller health care companies in your area (using yahoo.com local as described above). Contact the Adminsitrator or any top executive of the organization. Request an informational meeting. What you learn from unsuccessful meetings you might have will help you fine-tune your getting-a-high-paying-job strategy. Possible positions you can shoot for are Manager, VP, Finance Director, Controller, CFO, etc. Ask the executive you're meeting with for other suggestions. Even if you start in a tiny organization, having a good title in your resume can get you better positions in that industry in the future.

Don't forget to apply the strategy described above for non-profit organizations also. Visit VolunteerMatch.com for ideas. You can volunteer and network with top executives in the area.

* This last idea has the potential for bringing you the most money, but it's a long shot. You might not need to wait for funding for your documentary. Instead, you might be able to sell your compelling story for a TV or movie deal. Check out the book "Pitching Hollywood: How to Sell Your TV and Movie Ideas" on amazon.com or visit your local bookstore. Be very careful when you discuss your ideas because some people might try to rip you off. The book tells you how to avoid that.

* If you have art and other stuff to sell, check out sunforged. He mentioned on his hub profile that he's an ebay powerseller. So, he can probably give you some tips. You can also ask him for advice about people that sell for other people on ebay for a commission or just check out ebay.com. Alternatively, there are pawnshops for wealthy people in Beverly Hills; there might be an equivalent service near your area.

I'll publish a hub or two about finding a job in the hidden job market. I'll try to do it tonight. Check out my hubs tomorrow and the next couple of days for more job-related stuff.

BTW, the worst thing about losing a lot of money is that you learn who your real friends are. And the best thing about it? You learn who your real friends are.

Good luck with everything!

:)Allie

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James A Watkins Hub Author 2 years ago

Observer--- Hello. It is real alright. I have had serious moments of utter depression and helplessness about it but I have to right the mental ship and stay on keel. This means I cannot lose myself in hysteria for one reason: it won't do a bit of good.

The downfall was coming for quite some time but I always held out hope that the economy would turn around and I could pull things out. Alas, eventually it hit home that this was not to be. Everything is gone.

But they are just things. I'll have to readjust to a frugal, quiet life of reflection, reading and writing.

We built a huge addition on the home and this ruined its official historical designation. Not to mention tripled the mortgage.

Thank you for your gracious comments. I do appreciate your words.

Observer 2 years ago

Hello James...

I just now read your hub page. I am wanting to say, in the most unoffensive way possible, that it just doesnt seem real to me!

You write of your losses so casually that either this isnt real, or it hasnt hit you yet?

The stoic manner in which you speak of these tremendous losses..... is unimaginable. And, if indeed these events you speak of, are real, then you must feel a bit like Job.

I dont see how it can all fall down so fast and furious?

Surely, there must be something concrete you can do?

Surely there must be some legal loophole in the system to save your home....

Isnt there grants for heritage homes? Cant you be a overseer of this home..? etc etc.

What happened to the people that simply refuse to leave their foreclosed homes?

There just must be an answer.........

If someone of your standing and knowledge and experience is sinking financially, that sure leaves us "little guys" with NO hope at all.

IF all this testimony is really true.... then, I dont know what to say. If I was your friend, I wouldnt turn my back on you now... I would pray for you and seek answers to the problems. I do know that it is not Gods will for his people to go to ruin....

This has mindboggled me..and I hope I do not sound offensive or criticle of you in any way... that is not my intention at all. I am just fairly astounded.

May the Blessings of God come to you.

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James A Watkins Hub Author 2 years ago

Annie4--- You are welcome. It is an excellent community.

Annie4 2 years ago

Thank you, James. I am having a good time here. Seems like a good community.

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James A Watkins Hub Author 2 years ago

Annie4--- Thank you for coming by and expressing your sympathy. There are millions of us it seems in this same boat. I agree with you about the letting go. I am glad you are doing well. I am also well pleased that you enjoy my Hubs. I look forward to reading your work very soon as well.

Welcome to the HubPages Community!

Annie4 2 years ago

James, I just came upon your hub. I am so sorry to hear about your financial problems. I've found myself in the same boat, but I did not have a house to sell. You know, there is a release with letting go of the outcome. I have found that I'm okay and doing well, even though I may be without means. Hang in there. Love your posts and look forward to reading many more.

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James A Watkins Hub Author 2 years ago

Allan McGregor— Thank you. I understand your situation as I am also well behind in reading Hubs. I intend to catch up with a Hubathon soon. I see you are learning to be joyful in all circumstances. This is an advanced stage of the imitation of Christ (good book by the way Thomas a' Kempis). I'm trying to get there myself. Turn the world upside down!

It is great to hear from you again.

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Allan McGregor Level 2 Commenter 2 years ago

Excellent hub, James. I'm just catching up on unread material now as I surface from a busy and often challenging couple of months.

We're still living on vapour, we had a sneak-in theftand our son was arrested after a fight with another soldier, but we're still praising and thanking God, if for nothing else, the opportunity not to grumble but to give him praise and thanks.

Contra-intuitive? You bet! But then in the Book of Acts Christians were called those who turn the world upside down.

Be blessed.

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James A Watkins Hub Author 2 years ago

Timely— Maybe a rock slide!? I like that metaphor. Seek shelter and wait for the dust to settle. You are very poetic. Thanks for the further encouragement. You're a peach.

Timely profile image

Timely 2 years ago

No myth, no boulders, maybe a rockslide, but that's when you seek shelter, wait for the dust to settle and continue in your pursuit. Easy to write and read, hard to accomplish, but the view from the top will be worth the struggle :)

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James A Watkins Hub Author 2 years ago

Timely— I am with you on the lemonade thing. There a lot of folks going through hard times, that's for sure. Thank you for expressing your empathy. I appreciate that. I am trying to go up that mountain. I hope I'm not Sisyphus! Thank you for your prayers.

That's a great song. That's Marvin Gaye and Tammi Terrell. I was sad when Marvin's crazy daddy shot him. He was a great singer.

Timely profile image

Timely 2 years ago

When life throws you lemons, you make lemonade. Sounds like you, myself and numerous other hubbers need to start a franchise of lemonade stands:) I have been oblivious to your hub till today. I feel devastated for you and your wife. But as you know God is with you and will never put a mountian in front of you that you are unable to climb. You have my promise that I will pray for you and your wife. I look forward to the day when your new hub reads "AINT NO MOUNTAIN HIGH ENOUGH"!!! God will continue to bless you James A Watkins because you believe and Love Him!

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James A Watkins Hub Author 2 years ago

netplumb— Thank you for the sympathy and encouragement. If I ever need a plumber while in England I'll call you first! :-)

Netplumb profile image

Netplumb 2 years ago

I am sorry to hear your story.Be strong, if God gave it to you he can give you it back with even more than you had before. Office girl. http://www.netplumb.co.uk

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James A Watkins Hub Author 2 years ago

kaloomba— Thank you so much! I received your email and checked out the link you provided. That is an eye-opener. I am going to concentrate much more on the money-making side of this HubPages thing. Actually I have bookmarked 40 Hubs about how to make money here. I just need to sit down and read them all in one sitting, while taking notes, and apply what I learn.

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kaloomba 2 years ago

James.. Just an FYI about making money here in HubPages, there's a little more to it than just writing. Check out Nelle Hoxie's latest link: http://hubpages.com/hub/maximize-income-hubpages

James A Watkins profile image

James A Watkins Hub Author 2 years ago

janddplus4— That is a great idea! This home would make a lovely B&B and is situated in a great location. Or renting out half the home is an option worth considering also as it is actually two homes combined into one only sharing the kitchen and laundry room. I very much appreciate your thoughtful ideas. Thank you!

janddplus4 profile image

janddplus4 2 years ago

James, I'm sure you have already considered this, but I'll say it anyway--have you considered accepting boarders or guests in that beautiful home, like a bed and breakfast? You have a lot on your plate caring for your wife, but since you are home anyway, it could be plausible. We will soon be renting out our home and living elsewhere. It's a good way to keep from losing your home.

James A Watkins profile image

James A Watkins Hub Author 2 years ago

mattieneal— I am sorry you are in a tough situation. I see you have just published your first Hub. I am going to go over and read it right now. Welcome to HubPages!

mattieneal profile image

mattieneal 2 years ago

By the grace of God you and your family will be ok I sure... I for one am going through hardship myself and it is hard to keep your head high when all else fails remember your never alone in this world.

James A Watkins profile image

James A Watkins Hub Author 2 years ago

JOE BARNETT— You can surely more than empathize then. And yes, if you have children you must take any help you can get. You have to. I think I needed a good humbling. I feel worse for my creditors than for myself. And being forced out of one's comfort zone can truly lead to greater things.

I'm young!? You must have me confused with somebody else, Joe. :-)

Thanks for the understanding, wisdom and encouragement.

James A Watkins profile image

James A Watkins Hub Author 2 years ago

Smireles— Thank you for your gracious words, dear. Come to think of it, I have lost everything three times before myself. Odds are, I'll make one more comeback. :-)

I appreciate this visitation and your prayers. God Bless You!

JOE BARNETT profile image

JOE BARNETT 2 years ago

james i have faced and gone through the same thing.I lost job, house,car and ended up at someones house, with my children and sleeping with a mattress the floor.also,i received food stamps!maybe i wouldn't have taken the stamps but, when you have children, ya gotta do whatcha gotta do! the humiliation was tremendous and humbling.but,i've learned that bad times are temporary.also, you are no longer comfortable(thats good) which means, you can and will start all over with a zeal and passion matched only by desperation. this is your new beginning. let go of the past and embrace the future. you will rebound far beyond where you were. but now you've learned from your mistakes and this time you will save more money. your smart!you're young!never give up! you'll be fine!! i'm watching

James A Watkins profile image

James A Watkins Hub Author 2 years ago

The Target Trader— Thank you for visiting and commenting.

James A Watkins profile image

James A Watkins Hub Author 2 years ago

forexologyst— Right. Creative destruction. San Francisco would not be the city it is today without the Great Earthquake of 1906 and Chicago nor London would be what they are without their great fires. I agree with you. This is an opportunity. Thank you for making me see that perspective.

Smireles profile image

Smireles 2 years ago

You have written an honest and courageous hub and I appreciate your candor. Do not stop writing. Always remember that God has a plan for your life. Nothing happens by accident to a child of God. Therefore you are in a learning curve and will come out on top. I know this sounds trite but I have learned through experience having lost everything three times that God WILL bring you through. My prayers are with you and your wife. Blessings.

The Target Trader profile image

The Target Trader 2 years ago

The man who has nothing has everything.

The man who has everything has nothing.

Chinese Proverb.

forexologyst 2 years ago

If there is such a thing as a plus side at all...than it might be that an earth quake that destroys about most everything does also breed ...creation. And in that gets us to open our view up towards options and possibilities we might never saw before.

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